Flat Roof House Mortgage

If you have been turned down by a mortgage company on a house with a flat roof get in touch with us today.

Flat roof house mortgage.

Mortgages for flat roof properties. I am interested in buying an architect designed house that is three years old. It has a series of flat roofs. Can i get a flat roof house mortgage.

A flat roof will usually need to be replaced every 15 years or so a tiled roof will usually last longer. It has good ltv but we have tried about 4 brokers and at least 10. Thatched roofs need re ridging every 10 15 years and can be a costly investment so mortgage affordability may be an issue. This is because some lenders can be more reluctant to lend on non standard construction properties.

Some people still use sloped roofs on such houses but the clean geometry of a flat roof can really help your place stand out before you build take a look at some flat roofed house pictures and discuss things with your architect. If you are interested in purchasing a property that has a flat roof or other characteristics of non standard construction. My concern is resale. While thatched roofs are a risk in the event of fire homes with thatched roofs aren t more likely to catch fire.

Mortgage companies will lend on a property with a flat roof many blocks of flats have flat roofs for example however you would need to check with your lender and they may for example insist on a roof inspection. The survey tells me the covering is felt with a 10 15 year life. Get in touch today and they ll help you find the best deal on a flat roof mortgage. You may find finding the right mortgage for your specific needs more complex.

There are a few lenders who will consider a mortgage for a property with a flat roof. Lenders are unlikely to grant a residential mortgage on this type of property because there is a risk that you might rent out part of the building which would be in breach of the mortgage terms. They focus on the importance of flat roof which is their selling theme. A flat roof is literally flat and covered with felt and tar.

We have a large panel of independent mortgage specialists who can search the whole uk market and are experts in placing niche mortgage applications. Fortunately the expert advisors we work with are whole of market and know who these lenders are. Above all the major benefit is being simple in construction process. The strengths of modern flat roof house plans.

It differs from a flat or house share because each flat in a multi unit block is self contained and no areas are shared between tenants. How restrictive is the mortgage market these days for non standard roofs. It will be a genuine idea to consider the modern flat roof house plans for various positive reasons. Yes but you ll need the right advice.