The frsa provides the following information to help florida consumers when selecting a qualified roofing contractor and appropriate roofing system when replacing an existing roof.
Florida law roof replacement.
Harleysville claimed only partial damage to the roof and allocated 21 000 for roof repairs but the insured s construction expert believed the roof had to be entirely replaced at a cost of more.
Florida s building code states that if more than 25 percent of a roof is damaged then the entire roof must be brought up to code.
That means if you have damage from a storm early in the season and get it repaired then have more damage later in the season and the total of the damage is more than 25 of your roof you automatically.
The 2014 florida existing building code the code contains what is conventionally called the 25 percent rule the rule.
Other roofing rules are found in title xxxii of the florida statutes chapter 489 on contracting.
Florida roofing contractors are subject to the state laws which regulate construction contracting.
C any activity requiring a building permit not including roof covering replacement or repair work associated with the prevention of degradation of the residence that is applied for on or after july 1 2008 and for which the estimated cost is 50 000 or more must include provision of opening protections as required within the florida.
It is not essential for you to know all of these laws.
So for homeowners with older roofs this often means a full roof replacement.
However in some cases the building code will divide a roof into multiple roof sections.
Roofing standards change regularly.
Furthermore regarding roofing specifically if 25 or more of the roof needs repair in a 12 month period the entire roof must be replaced.
Selecting a roofing contractor.
Since the 25 roofing rule is in chapter 7 of the 2017 florida building code existing building 6th edition this means if a roof has 20 actual damage from wind or hail or another peril it would not matter if the roofer had to remove an additional 20 to replace the damaged shingles.
Instead when it comes to dealing with your roof it is best to find a licensed and experienced roofing contractor who knows the florida roofing rules for roof replacement and repairs.
